FreeEmortgage, the new mortgage broker for foreigners looking to purchase a property in Spain

Hipoteca Gratis, a web based company offering financial & mortgage solutions, is expanding its services to all non-Spanish speakers by launching the freeEmortgage project to look after managing and processing all mortgage applications for non-residents wishing to acquire a second home in Spain. It can also offer multiple financial solutions to foreigners who have taken up residency in the country.
Hipoteca Gratis has looked to expand business beyond the borders of Spain by first reaching the UK and Ireland which will shortly be followed by the rest of the European continent.
The company has shown its ability to identify unique business opportunities thanks to the experience gained in the eight years it has been in business. Hipoteca Gratis has been offering advice and managing mortgages for the Spanish public since the year 2000, providing an efficient, quick and satisfactory level of service enjoyed by thousands of customers. From today, the freeEmortgage project, led by Jerome Miller, can provide advice and assist in the mortgage application for foreigners wanting to purchase a property in Spain, whether it is a first residence or a holiday home.
The main argument that decided the company to open a new and alternative line of business was the clear shortage of qualified personnel and lack of documentation tailored to the foreign public who often hesitate to invest in Spain due to the language barrier. Hipoteca Gratis and its freeEmortgage project resolve these deficiencies by offering documentation in a language the customer will understand, and a native English speaking team of analysts who will assist in the entire mortgage application process as well as explaining terms, concepts and differences that may exist between Spain and the customers country of origin.
freeEmortgage has made their new website: www.freeEmortgage.com available to all users looking to finance the purchase of a property or for any other financial solutions. This user friendly site combines style and elegance and provides all the information that will ever be needed to apply for a mortgage in Spain such as; necessary documentation, information on aspects often “forgotten” by the public such as the NIE or the Euribor, financial calculators offering estimates on terms and repayments, as well as a financial glossary that will help clarify any doubts a customer may come across.

The FreeEmortgage team is on hand to respond to all information requests and to offer the necessary advice to ensure that the completion of the customer’s mortgage is carried out without delay and with the best conditions the market has to offer.

Monuments in Cadiz

In Cadiz you can find the perfect place to spent your holidays. Cadiz offers a lot of possibilities if we speak about monuments.

In Cadiz you can visit The Cathedral Nueva a grandiose structure capped by a dome of golden tiles was described by Richard Ford as "a stranded wreck on a quicksand." This 18th Century Baroque cathedral gets few visitors. This is a welcome change after the hordes of visitors in places such as Seville, so you have the cathedral experience, as it should be - in silence. A highlight is the lower floor. If you stand in the middle of the circular basement and make a noise the echo effect it produces is truly wonderful.

Besides, you can find Museo Historico Municipal Boasts a 19th century mural depicting the establishment of the Constitution of 1812. The real showpiece is a fascinating mahogany and ivory model of the city which dates back to 1779 and which is a fascinating duplicate of all the streets and the buildings much as they are today.

Cadiz has lovely beaches too and is a quiet place to stay during your holidays.

Come to Cadiz and enjoy!

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Carnival in Cadiz

As elsewhere in the Catholic world, carnival is celebrated before the 40 days of Lent. Most Andalucian towns stage some kind of parade, and there is usually a dance and a "Carnival Queen" contest. As one of Spain´s major ports during the 16th century, Cadiz copied the carnival of Venice, a city with which it had much trade, and since then it has become the liveliest and most dazzling carnival town in mainland Spain, famous for its amusing and creative figurines and satirical song groups.
The Carnival centres around Shrove Tuesday (February 28th 2006, February 20th 2007, February 5th 2008, February 24th 2009, February 16th 2010, March 8th 2011, February 21st 2012, February 12th 2013, March 4th 2014). Cádiz celebrates the carnival with processions from the weekend before, to the weekend after.
The carnival is the fiesta of the people. It is a reaction against the abstentions and prohibitions of all types. This fiesta attempts to break social order and liberalise instincts, helped by wearing masks and fancy dress.
During the Civil War, General Franco abolished the Carnival in rebel areas. After the war there was still much opposition to the Carnival by the rulers so Franco abolished the Carnival in 1937. It continued in Cadiz however.
Local groups of funny fellows make up satirical ditties lampooning celebrities and big shots, in a parade which sends the whole city into a state of frenzy. The official competition takes place in the Gran Teatro de la Falla.

Like Chesse? Come to Spain

The pair travel the world as part of their jobs as exporters of Spanish cheese with the Atlantica company. As managers of the company, they have the flexibility to go to new cities and towns and visit the stores that carry their products - in this case the Island's own Quality Foods has picked up their products.
And they do the work while dressed as matadors.
Not the full, dazzling regalia seen in the bull rings of Spain, Portugal or Mexico. They wear the training outfits of matadors from southern Spain, often used as formal wear at special occasions in that part of the country. It's enough to catch the eye of passing customers at the Parksville QF - and it helped them seal a deal with QF's Ken Schely during the Tree of Life product show a year ago.

Property in Spain

Cadiz News. Chiclana and the Andalusian Association for Water supply and plumbing

In year 2007 Chiclana will host the Technical Conferences of the ASA (Andalusian Association for Water Supply and Plumbing).
The local company Chiclana Natural has been designed by the executive board of the ASA to celebrate in October 2007 the 21st Technical Conferences that are yearly organized by the mentioned organization. This will be the first time for Chiclana to host this Technical Conferences which will coincide with the 20th anniversary of the constitution of Chiclana Natural, which took place in 1987.
Golf Property

Report of residential property in Cadiz

According to the Report on the sector’s situation, 20,843 residential units began being constructed in the Cadiz province during the second term of the present year. A part from this figure, the report shows that, between April and June, 14,592 residential units were finished, of which 2,820 were protected.

Golf Property in Cadiz

Property in Tarifa

The small town of Tarifa in souther Spain has seen property prices rise and stabilise in recent months as a result of its strong tourist industry. Tarifa, in the region Andalucia, now famed for its windsurfing has undergone something of a resurgence, with hippie relics from the '60s and '70s being replaced by youthful beach hounds, driving up demand for property in the region. Its ten kilometres of white sandy beaches and unspoilt countryside forms part of the Costa de la Luz (The Coast of Light).

Provisional World Players Classification

Tiger Woods is still leading the world players classification with 17.93 points, 8.19 more than the second classified Phil Mickelson.
Sergio García is the first Spanish golfer in the list, he is on the 9th position with 5.42 points. He is the first European golfer in the list too. José Maria Olazábal is the second Spanish golfer in the list, thanks to his important promotion. Miguel Angel Jimenez is the third Spanish golfer.